As we age, our physical abilities decline. This can mean many things, but one of the most common is that we need more help with day-to-day tasks. That’s where in-home care comes in. This blog post will explore the cost of in home care and how you can find the best option for you and your loved one. We will also discuss some of the benefits of in home care and how it can improve your loved one’s quality of life.

What is the cost of in home care for the elderly?

In home care for elderly residents can be very costly, both in terms of the initial cost and ongoing maintenance. An evaluation by The Senior Market Advisors (TSMA) reveals that the average annual cost for in-home care is $44,728. This figure includes direct costs associated with the individualized service, such as wages, benefits, and overhead expenses. Additionally, it considers indirect costs such as lost productivity due to illness or disability.

Considering all these factors, it’s no wonder many families are reluctant to commit to in-home care for an elderly loved one. However, it could be worth considering if you can find a reputable company that offers quality services at a reasonable price.

Types of in-home care services

There are many different types of in-home care services that elderly individuals may need to receive. Some common types of services include:

1. Personal care

This includes tasks such as bathing, dressing, and feeding.

2. Assistance with activities of daily living

This includes tasks such as getting in and out of bed, using the bathroom and doing household chores.

3. Assistance with medication

This may include helping elderly individual to take their medication or accompanying them to appointments.

4. Companionship

This may include providing companionship for elderly individuals when they are alone.

Costs for each type of service will vary depending on the individual’s needs and preferences but generally range from around $10 to $50 per hour.


 How Much does in-home Care Cost?

The average cost for in-home care for elders ranges from around $2.50 to $8.00 per hour, although this figure can vary significantly based on geographic location and the level of service required.

Additionally, many providers offer discounted rates for those who qualify for government benefits or those with private insurance. In most cases, Medicare covers a majority of the costs associated with in-home care for seniors, though some providers may also accept Medicaid or private pay as payment options. 

What to do if you need in home care for elderly family members

If you need in-home care for elderly family members, there are a few things to remember. The cost of in-home care can vary depending on the provider, the level of care required, and the location. Here are a few tips on how to find a resource that’s right for you:

  1. Talk to your loved ones about their needs and what kind of care they may require. It can be helpful to know ballpark costs before contacting providers so that you can plan budgetarily.
  2. Start by checking online resources like Angie’s List or Medicare Compare. These databases list providers by region and type of service, making it easy to compare options and find a provider who meets your needs. You can also contact state agencies that provide information on home care services (e.g., AARP).
  3. Ask friends or family members if they know anyone who has had good experiences with a particular provider or agency. Many families choose an individualized route instead of a pre-selected package deal just because they don’t know where to start looking for home care services for their loved ones.
  4. Don’t forget about veteran-owned businesses! Many servicemembers and their families turn to Veteran Owned Businesses (VOBs) when searching for quality home care services due to their dedication and experience working with military families nationwide.


Many people might feel uncomfortable talking about death, but it is an inevitable part of life. Unfortunately, as our population ages and the number of seniors continues to grow, the need for in-home care will only continue to increase. Fortunately, many providers offer affordable in-home care services that can help keep your loved one safe and comfortable during their final days. If you’re considering home care for your elderly loved one, don’t hesitate to contact us for finding the best option for them.